All work
Personal finance · Mobile
Stillwater
A budgeting concept that shows how much is available after upcoming bills and makes a changing plan easy to revisit.
ROLE
Lead product designer
TIMELINE
7 weeks
TYPE
Illustrative project
01 / CONTEXT
The challenge
Balances could look reassuring right before a set of bills arrived. People needed a clearer view of what was committed and what was available to spend.
A balance can look reassuring until upcoming bills are taken into account.
02 / PROCESS
The approach
I put the after-bills amount at the top of the month view, made upcoming commitments scannable, and prototyped a quick way to adjust a category without rebuilding the plan.
The month view separates bills from flexible spending and keeps adjustments close by.
03 / IMPACT
The results
The sample prototype separated upcoming commitments from flexible spending. In the illustrative scenario, participants found the available amount faster and made fewer mistakes when updating a plan.
−35%
time to find available funds
91%
completed a plan update
Sample metrics for template demonstration